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	<title>Comments on: Paypal &amp; Bill Me Later Scam Nightmare</title>
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	<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/</link>
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		<title>By: debbie T</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-2/#comment-24379</link>
		<dc:creator>debbie T</dc:creator>
		<pubDate>Mon, 26 Dec 2011 20:18:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-24379</guid>
		<description>Thomas, it sounds like you have to reconcile this with Walgreens. They need to issue the credit on the account. Good luck!</description>
		<content:encoded><![CDATA[<p>Thomas, it sounds like you have to reconcile this with Walgreens. They need to issue the credit on the account. Good luck!</p>
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		<title>By: thomas coggins</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-2/#comment-24335</link>
		<dc:creator>thomas coggins</dc:creator>
		<pubDate>Thu, 22 Dec 2011 14:28:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-24335</guid>
		<description>my promble with bill me later is that they say i owe them 20.00.iopened a account with walgreens and called back 2hours later and canceled the account and eas tolded it was canceled,i called bill me later and told them to cancel and was told ok.one month later i got a bill from bill me laterfor 20.00,tried to tell them i canceled those accounts and they don&#039;t want to listen,every month they charge me a 35.00 late fee for money i don&#039;t owe them.they call 2 or 3 times a day,what can i do ,i&#039;am on ssa and don&#039;t want to be robed</description>
		<content:encoded><![CDATA[<p>my promble with bill me later is that they say i owe them 20.00.iopened a account with walgreens and called back 2hours later and canceled the account and eas tolded it was canceled,i called bill me later and told them to cancel and was told ok.one month later i got a bill from bill me laterfor 20.00,tried to tell them i canceled those accounts and they don&#8217;t want to listen,every month they charge me a 35.00 late fee for money i don&#8217;t owe them.they call 2 or 3 times a day,what can i do ,i&#8217;am on ssa and don&#8217;t want to be robed</p>
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		<title>By: Anna</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-24135</link>
		<dc:creator>Anna</dc:creator>
		<pubDate>Tue, 13 Dec 2011 06:50:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-24135</guid>
		<description>THANK YOU for all your information.  Your warnings have stopped me each time I thought I&#039;d try it.

Please continue, as time goes on, to list the problems you have.  I keep returning to see the latest comments.</description>
		<content:encoded><![CDATA[<p>THANK YOU for all your information.  Your warnings have stopped me each time I thought I&#8217;d try it.</p>
<p>Please continue, as time goes on, to list the problems you have.  I keep returning to see the latest comments.</p>
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		<title>By: tony</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-24053</link>
		<dc:creator>tony</dc:creator>
		<pubDate>Mon, 05 Dec 2011 19:06:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-24053</guid>
		<description>Just close my bill me later account and WARN STRONGLY TO EVERYONE NEVER USE IT AGAIN. I HAVE A 60 DOLLAR DAY 2 PURCHSE SOMEHOW THEY CLAIMED DELAYED IN 2 MONTH. You know what is the late fees?
CLOSE TO $60. THAT IS 100% CRONY CAPITALISM AT ITS BEST..

I WOULD CALL ANY ONE TO STOP USING THEM SINCE IT IS THE WORST SCAM EXISTED.</description>
		<content:encoded><![CDATA[<p>Just close my bill me later account and WARN STRONGLY TO EVERYONE NEVER USE IT AGAIN. I HAVE A 60 DOLLAR DAY 2 PURCHSE SOMEHOW THEY CLAIMED DELAYED IN 2 MONTH. You know what is the late fees?<br />
CLOSE TO $60. THAT IS 100% CRONY CAPITALISM AT ITS BEST..</p>
<p>I WOULD CALL ANY ONE TO STOP USING THEM SINCE IT IS THE WORST SCAM EXISTED.</p>
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		<title>By: Paul</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23920</link>
		<dc:creator>Paul</dc:creator>
		<pubDate>Tue, 22 Nov 2011 19:59:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23920</guid>
		<description>I&#039;m sorry you all have so many issues with this but I&#039;ve been using bml for years and I love it.  I use it all the time for stuff I can get no interest for 3/6 months, etc.

Can&#039;t help but think that most of you aren&#039;t reading everything in the fine print or understand how it works.  I&#039;ve used bml to make thousands of dollars worth of purchases over the last few years and had no trouble.  Not everything you can buy through paypal is eligible for bml.  Know which sellers use it, which don&#039;t, and read everything the offers entail.  I get cash back on bml purchases now, it&#039;s a nice service when what you are looking to buy is eligible.

The easiest way to buy correctly from bml and avoid these headaches that I&#039;ve never experienced, is to search billmelater.com FIRST for the items you are looking to purchase, and they will tell you who has it and you can even find who had it the cheapest.

Do the research first, get it right at the time of purchase, and you won&#039;t have any issues.  Plain and simple.  Best of luck resolving any issues you have though.</description>
		<content:encoded><![CDATA[<p>I&#8217;m sorry you all have so many issues with this but I&#8217;ve been using bml for years and I love it.  I use it all the time for stuff I can get no interest for 3/6 months, etc.</p>
<p>Can&#8217;t help but think that most of you aren&#8217;t reading everything in the fine print or understand how it works.  I&#8217;ve used bml to make thousands of dollars worth of purchases over the last few years and had no trouble.  Not everything you can buy through paypal is eligible for bml.  Know which sellers use it, which don&#8217;t, and read everything the offers entail.  I get cash back on bml purchases now, it&#8217;s a nice service when what you are looking to buy is eligible.</p>
<p>The easiest way to buy correctly from bml and avoid these headaches that I&#8217;ve never experienced, is to search billmelater.com FIRST for the items you are looking to purchase, and they will tell you who has it and you can even find who had it the cheapest.</p>
<p>Do the research first, get it right at the time of purchase, and you won&#8217;t have any issues.  Plain and simple.  Best of luck resolving any issues you have though.</p>
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		<title>By: HAK</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23765</link>
		<dc:creator>HAK</dc:creator>
		<pubDate>Mon, 31 Oct 2011 16:18:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23765</guid>
		<description>This BML Bowel Movement Later (bill me later) actually SCAM ME LATER is a total scam! They are a SEPARATE COMPANY! They REMOVE these offers off of Pay pal SO UNLESS you get it up front and right away, YOU  WILL NEVER SEE this credit EVER and you will go through agrivation and grief over this trying to fix it and each time you will get the usual BAIT AND SWITCH.

Paypal will blame bill me later and Bill me later will blame pay pal. Round and round you will go on this psycho merry-go-round until you angrily hang up and they get the last laugh. It will take several months by then they have your money. Unless it is instant you will never receive it.

DO NOT USE BILL ME LATER OR SCAM ME LATER.</description>
		<content:encoded><![CDATA[<p>This BML Bowel Movement Later (bill me later) actually SCAM ME LATER is a total scam! They are a SEPARATE COMPANY! They REMOVE these offers off of Pay pal SO UNLESS you get it up front and right away, YOU  WILL NEVER SEE this credit EVER and you will go through agrivation and grief over this trying to fix it and each time you will get the usual BAIT AND SWITCH.</p>
<p>Paypal will blame bill me later and Bill me later will blame pay pal. Round and round you will go on this psycho merry-go-round until you angrily hang up and they get the last laugh. It will take several months by then they have your money. Unless it is instant you will never receive it.</p>
<p>DO NOT USE BILL ME LATER OR SCAM ME LATER.</p>
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		<title>By: HAK</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23764</link>
		<dc:creator>HAK</dc:creator>
		<pubDate>Mon, 31 Oct 2011 15:56:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23764</guid>
		<description>WOW! I just got off the phone with Pypal!!!
JUST TODAY!! 10-31-2011  SAME SCAM!!

I did not yet make the purchase!

Paypal sent me to Bill me later, Bill me later referred me back to paypal.

All I got was bait and switch answers nothing direct! This passive agressive sounding ambiguously sounding gay guy from paypal just gave me the run around until I hung up. what a con job pay pal! NICE!

SCAM ALERT!!! PAY PAL you should be ashamed! Had I known they were going to tap my credit history I would never have signed up. DO NOTDO THIS AVOID BILL ME LATER!</description>
		<content:encoded><![CDATA[<p>WOW! I just got off the phone with Pypal!!!<br />
JUST TODAY!! 10-31-2011  SAME SCAM!!</p>
<p>I did not yet make the purchase!</p>
<p>Paypal sent me to Bill me later, Bill me later referred me back to paypal.</p>
<p>All I got was bait and switch answers nothing direct! This passive agressive sounding ambiguously sounding gay guy from paypal just gave me the run around until I hung up. what a con job pay pal! NICE!</p>
<p>SCAM ALERT!!! PAY PAL you should be ashamed! Had I known they were going to tap my credit history I would never have signed up. DO NOTDO THIS AVOID BILL ME LATER!</p>
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		<title>By: Ebony</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23701</link>
		<dc:creator>Ebony</dc:creator>
		<pubDate>Thu, 13 Oct 2011 13:23:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23701</guid>
		<description>It&#039;s unfortunate that you all experienced this bc I hsve had no problems whatsoever and I&#039;ve ordered two products already. I received my credit for opening the account too. I think it&#039;s a wonderful service. I&#039;ve already made my first minimum pymnt.</description>
		<content:encoded><![CDATA[<p>It&#8217;s unfortunate that you all experienced this bc I hsve had no problems whatsoever and I&#8217;ve ordered two products already. I received my credit for opening the account too. I think it&#8217;s a wonderful service. I&#8217;ve already made my first minimum pymnt.</p>
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		<title>By: Scammed again by Paypal</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23632</link>
		<dc:creator>Scammed again by Paypal</dc:creator>
		<pubDate>Sun, 28 Aug 2011 10:58:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23632</guid>
		<description>File a complaint with te FTC like I did. In my book PRE_APPROVED does not mean DENIED which ws what happened. I&#039;m lookin for a class action law suit to join so if anyone knows of one, let me know please.</description>
		<content:encoded><![CDATA[<p>File a complaint with te FTC like I did. In my book PRE_APPROVED does not mean DENIED which ws what happened. I&#8217;m lookin for a class action law suit to join so if anyone knows of one, let me know please.</p>
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		<title>By: David</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23554</link>
		<dc:creator>David</dc:creator>
		<pubDate>Sat, 09 Jul 2011 03:00:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23554</guid>
		<description>BillMeLater changed my minimum due after I mailed the payment and then charged a late fee. When I called them I was told they would give me a &quot;courtesy waiver&quot; for the $5 but I would have to call back when the transaction showed on my account. That is funny since the $5 was already on the balance. If you Google BillMeLater complaints you will find they have been doing this to a lot of people for four years. I just want to get this resolved so I can close my account FAST. Then it will be a couple of months before I find out if they have blemished my credit report.</description>
		<content:encoded><![CDATA[<p>BillMeLater changed my minimum due after I mailed the payment and then charged a late fee. When I called them I was told they would give me a &#8220;courtesy waiver&#8221; for the $5 but I would have to call back when the transaction showed on my account. That is funny since the $5 was already on the balance. If you Google BillMeLater complaints you will find they have been doing this to a lot of people for four years. I just want to get this resolved so I can close my account FAST. Then it will be a couple of months before I find out if they have blemished my credit report.</p>
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		<title>By: Brenda</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23535</link>
		<dc:creator>Brenda</dc:creator>
		<pubDate>Sat, 25 Jun 2011 07:10:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23535</guid>
		<description>DO NOT use BILL ME LATER to pay for anything through paypal. If you return what you pay for they dont want to credit you account. I returned a purchase and its going on 3 months and they still have not change my account. They have to be a scam. PLEASE DO NOT USE UNLESS YOU LIKE THE RUN AROUND.</description>
		<content:encoded><![CDATA[<p>DO NOT use BILL ME LATER to pay for anything through paypal. If you return what you pay for they dont want to credit you account. I returned a purchase and its going on 3 months and they still have not change my account. They have to be a scam. PLEASE DO NOT USE UNLESS YOU LIKE THE RUN AROUND.</p>
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		<title>By: Noah Cross</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23428</link>
		<dc:creator>Noah Cross</dc:creator>
		<pubDate>Sun, 22 May 2011 21:52:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23428</guid>
		<description>Dayum.  I&#039;m so glad I Googled &quot;paypal bill me later disadvantages&quot; and came up with this.  Yeah, it sounded dicey from the get go.  I still love shopping eBay and using Paypal, but this is a good reminder that we always have to keep on the lookout for our own safety.</description>
		<content:encoded><![CDATA[<p>Dayum.  I&#8217;m so glad I Googled &#8220;paypal bill me later disadvantages&#8221; and came up with this.  Yeah, it sounded dicey from the get go.  I still love shopping eBay and using Paypal, but this is a good reminder that we always have to keep on the lookout for our own safety.</p>
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		<title>By: Cerise357</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23416</link>
		<dc:creator>Cerise357</dc:creator>
		<pubDate>Mon, 09 May 2011 22:40:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23416</guid>
		<description>Thank you all, every time I am tempted by that $10.00 back thing something gives me that creepy there-is-something-in-the-basement feeling... like they are going to show up for my first born male child... I had a big runaround with paypal some years ago, it was a huge waste of time and some of them were really rude. I finally worked my way up to someone who could/would handle it, when I told of some of the things that were said, I could tell she did not care at all. Situation normal, they made an error and the best thing would be for me to shut up and go away... I still use PP (how appropriate) but was doubtful about complicating the relationship. Like, let&#039;s just date.... not interested in getting into bed with them. 
Sorry to hear of all the time they wasted, and thank you for saving me the same... 
Amazon&#039;s points cc with points, you need 5000 for anything... missed that in the small print ;-)</description>
		<content:encoded><![CDATA[<p>Thank you all, every time I am tempted by that $10.00 back thing something gives me that creepy there-is-something-in-the-basement feeling&#8230; like they are going to show up for my first born male child&#8230; I had a big runaround with paypal some years ago, it was a huge waste of time and some of them were really rude. I finally worked my way up to someone who could/would handle it, when I told of some of the things that were said, I could tell she did not care at all. Situation normal, they made an error and the best thing would be for me to shut up and go away&#8230; I still use PP (how appropriate) but was doubtful about complicating the relationship. Like, let&#8217;s just date&#8230;. not interested in getting into bed with them.<br />
Sorry to hear of all the time they wasted, and thank you for saving me the same&#8230;<br />
Amazon&#8217;s points cc with points, you need 5000 for anything&#8230; missed that in the small print <img src='http://www.splashofstyle.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
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		<title>By: debbie T</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23303</link>
		<dc:creator>debbie T</dc:creator>
		<pubDate>Sun, 23 Jan 2011 15:37:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23303</guid>
		<description>Matt, oh I agree, I am so happy you found our comments first before getting yourself into deep doo-doo with BML. I&#039;m glad your intuition was working!</description>
		<content:encoded><![CDATA[<p>Matt, oh I agree, I am so happy you found our comments first before getting yourself into deep doo-doo with BML. I&#8217;m glad your intuition was working!</p>
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		<title>By: matt</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23302</link>
		<dc:creator>matt</dc:creator>
		<pubDate>Sun, 23 Jan 2011 05:54:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23302</guid>
		<description>wow, i have been getting these &#039;&#039; no payments for 90 days 10$ credit &#039;&#039; notices from BML during paypal purchases for a long time.  i always ignore them.  but tonight i saw a rare frivolous item i have been wanting for YEARS.  i dont have the money atm, but figured i could maybe just once try bill me later.  BUT first my instincts kicked in and i decided to search for some kind of reviews.  THANK GOD.  they are all horrible.  i hope all of you get your situations fixed, and thanks for the warning.  even this thing that has been one of my dream purchases i never thought would come for sale isnt worth this.</description>
		<content:encoded><![CDATA[<p>wow, i have been getting these &#8221; no payments for 90 days 10$ credit &#8221; notices from BML during paypal purchases for a long time.  i always ignore them.  but tonight i saw a rare frivolous item i have been wanting for YEARS.  i dont have the money atm, but figured i could maybe just once try bill me later.  BUT first my instincts kicked in and i decided to search for some kind of reviews.  THANK GOD.  they are all horrible.  i hope all of you get your situations fixed, and thanks for the warning.  even this thing that has been one of my dream purchases i never thought would come for sale isnt worth this.</p>
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		<title>By: kristy villaveces</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23275</link>
		<dc:creator>kristy villaveces</dc:creator>
		<pubDate>Tue, 18 Jan 2011 20:13:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23275</guid>
		<description>I have spent all morning talking to Paypal, Ebay &amp; BML trying to figure out how my 6 months same as cash &amp; $10 incentive to try BML turned into an immediate debit from my checking account and it was no small debit either.  No one on at Ebay, Paypal or BML can fix my problem nor can they tell me how this happened. During my last conversation I was asked if I was sure I clicked on the button electing BML as my payment option--I am not stupid.  I have been buying online forever and have never had anything like this happen. I was also asked if I entered my month and day of birth as well as the last 4 digits of my social security because that could have been another reason it didn&#039;t process--I distinctly remembering entering this info. What I think is so wrong is that Paypal took the money from my checking account without my knowledge.  I have no receipts for the transaction or confirmation emails...it was just done. Who can I talk to about opening a legal complaint?  I am at witts end here!!</description>
		<content:encoded><![CDATA[<p>I have spent all morning talking to Paypal, Ebay &amp; BML trying to figure out how my 6 months same as cash &amp; $10 incentive to try BML turned into an immediate debit from my checking account and it was no small debit either.  No one on at Ebay, Paypal or BML can fix my problem nor can they tell me how this happened. During my last conversation I was asked if I was sure I clicked on the button electing BML as my payment option&#8211;I am not stupid.  I have been buying online forever and have never had anything like this happen. I was also asked if I entered my month and day of birth as well as the last 4 digits of my social security because that could have been another reason it didn&#8217;t process&#8211;I distinctly remembering entering this info. What I think is so wrong is that Paypal took the money from my checking account without my knowledge.  I have no receipts for the transaction or confirmation emails&#8230;it was just done. Who can I talk to about opening a legal complaint?  I am at witts end here!!</p>
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		<title>By: Adam</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-23112</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Wed, 29 Dec 2010 11:31:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-23112</guid>
		<description>I&#039;m fed up with BML as well, 

I always pay my purchases from eBay right away but this one time I said &quot;why not try this? I&#039;ll also get a little extra eBay bucks&quot;

So I decided to do the BML and was going to pay for the bill right away but I couldn&#039;t find how to, I&#039;m google searching and trying to find a way to but I can&#039;t. Only way I can is by a bank account...???...

My problem is I don&#039;t have a bank account, I know everyone might have one but me honestly, I think bank accounts suck, what if one day I really needed to draw the amount of money that I can&#039;t because I needed a certain amount to stay in the checking account.

So now I&#039;m stuck with paying this bill and I&#039;m not sure what I&#039;m going to do. One thing is, the item I bought I returned it and got a refund so I&#039;m just banking on that BML got the refund and they won&#039;t be asking me for anything.</description>
		<content:encoded><![CDATA[<p>I&#8217;m fed up with BML as well, </p>
<p>I always pay my purchases from eBay right away but this one time I said &#8220;why not try this? I&#8217;ll also get a little extra eBay bucks&#8221;</p>
<p>So I decided to do the BML and was going to pay for the bill right away but I couldn&#8217;t find how to, I&#8217;m google searching and trying to find a way to but I can&#8217;t. Only way I can is by a bank account&#8230;???&#8230;</p>
<p>My problem is I don&#8217;t have a bank account, I know everyone might have one but me honestly, I think bank accounts suck, what if one day I really needed to draw the amount of money that I can&#8217;t because I needed a certain amount to stay in the checking account.</p>
<p>So now I&#8217;m stuck with paying this bill and I&#8217;m not sure what I&#8217;m going to do. One thing is, the item I bought I returned it and got a refund so I&#8217;m just banking on that BML got the refund and they won&#8217;t be asking me for anything.</p>
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		<title>By: mark r bancroft</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-21611</link>
		<dc:creator>mark r bancroft</dc:creator>
		<pubDate>Wed, 15 Dec 2010 23:04:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-21611</guid>
		<description>I used bill me later at least 20 time not only have i been compleatly satified, i would recomnd it to anybody. At one piont i had to return a norht face jacket no prob they walked me through it and were very helpfull I&#039;m a full supporter of this service</description>
		<content:encoded><![CDATA[<p>I used bill me later at least 20 time not only have i been compleatly satified, i would recomnd it to anybody. At one piont i had to return a norht face jacket no prob they walked me through it and were very helpfull I&#8217;m a full supporter of this service</p>
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		<title>By: debbie T</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-21024</link>
		<dc:creator>debbie T</dc:creator>
		<pubDate>Sat, 11 Dec 2010 19:51:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-21024</guid>
		<description>Jean, I am so sorry that you had such a bad experience. Seems like this is the time of year for lots more new experiences to come to light.

I was hoping that last years fiasco would maybe get them to get their act together and organize their so called &quot;deals&quot; better, but it looks like they are never going to change. They&#039;re always going to be a bad choice no matter what!

Thank you also for bringing that bad link to my attention. I edited the comment to reflect the actual facebook page he was referencing.</description>
		<content:encoded><![CDATA[<p>Jean, I am so sorry that you had such a bad experience. Seems like this is the time of year for lots more new experiences to come to light.</p>
<p>I was hoping that last years fiasco would maybe get them to get their act together and organize their so called &#8220;deals&#8221; better, but it looks like they are never going to change. They&#8217;re always going to be a bad choice no matter what!</p>
<p>Thank you also for bringing that bad link to my attention. I edited the comment to reflect the actual facebook page he was referencing.</p>
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		<title>By: Jean Marsh</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-21020</link>
		<dc:creator>Jean Marsh</dc:creator>
		<pubDate>Sat, 11 Dec 2010 19:21:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-21020</guid>
		<description>I just got off the phone with BillMe Later customer service.  I have been trying to pay a bill for days, but either my log in info was rejected or the site could not be accessed (for 3 days?).  I finally ended up paying over the phone after &quot;Diane&quot; agreed to remove the late charges of 25.00 on a bill of 107.00.  After I gave her my  bank info, she said the total amount due was 147.00. She said this reflected additional late fees on a bill I had not yet receive.  I asked what happened to the 90 day grace period, which was the whole reason I signed up for this thing in the first place.  She said there must be a problem with the retail company from which I made the purchase and suggested I contact them.  I just wanted to get it over with and gave up and made the payment, but now I think I should have asked to speak to a supervisor.  Live and Learn, I guess.  I cancelled my account and will never do business with them again.  By  the way, when I clicked on the link in message 18 to add my comments, it sent me to a BillMeLater site.</description>
		<content:encoded><![CDATA[<p>I just got off the phone with BillMe Later customer service.  I have been trying to pay a bill for days, but either my log in info was rejected or the site could not be accessed (for 3 days?).  I finally ended up paying over the phone after &#8220;Diane&#8221; agreed to remove the late charges of 25.00 on a bill of 107.00.  After I gave her my  bank info, she said the total amount due was 147.00. She said this reflected additional late fees on a bill I had not yet receive.  I asked what happened to the 90 day grace period, which was the whole reason I signed up for this thing in the first place.  She said there must be a problem with the retail company from which I made the purchase and suggested I contact them.  I just wanted to get it over with and gave up and made the payment, but now I think I should have asked to speak to a supervisor.  Live and Learn, I guess.  I cancelled my account and will never do business with them again.  By  the way, when I clicked on the link in message 18 to add my comments, it sent me to a BillMeLater site.</p>
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		<title>By: karen</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-20901</link>
		<dc:creator>karen</dc:creator>
		<pubDate>Wed, 17 Nov 2010 17:18:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-20901</guid>
		<description>Well you hear the same complaints over and over.  I went to the trouble of opening an account with them for nothing as I have excellent credit, don&#039;t overspend.  I just wanted to save 10 percent on a $300 purchase.  This same story has been repeated countless times - they are total scam artists.  Yeah, I didn&#039;t have to pay for 90 days but that wasn&#039;t that important, I had the trouble of paying another bill instead of just using my regular card.</description>
		<content:encoded><![CDATA[<p>Well you hear the same complaints over and over.  I went to the trouble of opening an account with them for nothing as I have excellent credit, don&#8217;t overspend.  I just wanted to save 10 percent on a $300 purchase.  This same story has been repeated countless times &#8211; they are total scam artists.  Yeah, I didn&#8217;t have to pay for 90 days but that wasn&#8217;t that important, I had the trouble of paying another bill instead of just using my regular card.</p>
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		<title>By: Jessica</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-20900</link>
		<dc:creator>Jessica</dc:creator>
		<pubDate>Wed, 17 Nov 2010 17:11:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-20900</guid>
		<description>Honestly, it makes me sad to read that everyone has so much trouble with BillMeLater. I&#039;ve been using it since it first came out decently regularly. I don&#039;t buy stuff I can&#039;t afford up front (never one to use/abuse credit cards), but if someone wants to lend me money for 90/120 days free, knock yourselves out.

I&#039;ve run into two issues with them not putting me on the 90 days deferred interest/no payments options, charging me interest and a fee in like a week (BS)... both times I called, got transferred around once or twice, had to be a complete b*tch for 5 minutes, and they fixed everything. The first time I had to call twice, but I learned from it. The second time it happened, I got someone who apologized to me while I berated him for working for a company that wasted my time, and he fixed it right then.

I make sure and get their name, which center/city they work out of, any ID number I can get, and an e-mail, and I make it clear that if what I ask for is not fixed, I will personally identify them to the next person I talk to as being the root of the failure, and that if I have to call again, I will have my father&#039;s lawyer sue them. And, if I look a week later and things are actually fixed, I call in, offer up their info and tell a supervisor that they helped retain a dissatisfied customer by doing their job well.

Just talk a hard game, make it clear you are educated, know you have options, know that what they are doing is illegal, have documentation, and are more than willing to do something about it if they don&#039;t fix it for you NOW. Also make it clear you don&#039;t give an absolute sh*t about any excuses or any of that &quot;Yes, ma&#039;am, but, you see...&quot; (the BUT means nothing good is coming, don&#039;t bother to waste your time listening to it).

Just my two cents =) GOOD LUCK. I have to say, I have more issues with my only other credit card (through B of A) than I have ever had with Bill Me Later. Not bad overall.</description>
		<content:encoded><![CDATA[<p>Honestly, it makes me sad to read that everyone has so much trouble with BillMeLater. I&#8217;ve been using it since it first came out decently regularly. I don&#8217;t buy stuff I can&#8217;t afford up front (never one to use/abuse credit cards), but if someone wants to lend me money for 90/120 days free, knock yourselves out.</p>
<p>I&#8217;ve run into two issues with them not putting me on the 90 days deferred interest/no payments options, charging me interest and a fee in like a week (BS)&#8230; both times I called, got transferred around once or twice, had to be a complete b*tch for 5 minutes, and they fixed everything. The first time I had to call twice, but I learned from it. The second time it happened, I got someone who apologized to me while I berated him for working for a company that wasted my time, and he fixed it right then.</p>
<p>I make sure and get their name, which center/city they work out of, any ID number I can get, and an e-mail, and I make it clear that if what I ask for is not fixed, I will personally identify them to the next person I talk to as being the root of the failure, and that if I have to call again, I will have my father&#8217;s lawyer sue them. And, if I look a week later and things are actually fixed, I call in, offer up their info and tell a supervisor that they helped retain a dissatisfied customer by doing their job well.</p>
<p>Just talk a hard game, make it clear you are educated, know you have options, know that what they are doing is illegal, have documentation, and are more than willing to do something about it if they don&#8217;t fix it for you NOW. Also make it clear you don&#8217;t give an absolute sh*t about any excuses or any of that &#8220;Yes, ma&#8217;am, but, you see&#8230;&#8221; (the BUT means nothing good is coming, don&#8217;t bother to waste your time listening to it).</p>
<p>Just my two cents =) GOOD LUCK. I have to say, I have more issues with my only other credit card (through B of A) than I have ever had with Bill Me Later. Not bad overall.</p>
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		<title>By: helen albert</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-20889</link>
		<dc:creator>helen albert</dc:creator>
		<pubDate>Mon, 08 Nov 2010 23:13:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-20889</guid>
		<description>i just got off the phone with bill me later and they gave me a late fee for sending my money in early! they were rude and i got no where by complaining to them. what do i do now.i have been paying on time as long ive been involved with them i pay online each month as my check comes in on the 3rd of the month they are chargin me late fees    this is  weird my due date is the 28th of the month i have my paymets i send in on the computerto prove i pay on time i may report them to the better business</description>
		<content:encoded><![CDATA[<p>i just got off the phone with bill me later and they gave me a late fee for sending my money in early! they were rude and i got no where by complaining to them. what do i do now.i have been paying on time as long ive been involved with them i pay online each month as my check comes in on the 3rd of the month they are chargin me late fees    this is  weird my due date is the 28th of the month i have my paymets i send in on the computerto prove i pay on time i may report them to the better business</p>
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		<title>By: Robert DiLazzaro</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-20872</link>
		<dc:creator>Robert DiLazzaro</dc:creator>
		<pubDate>Wed, 13 Oct 2010 12:15:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-20872</guid>
		<description>I fell for this scam recently and had them cancel my so-called account.  I found out that eveything I purchase through PayPal is defaulted to BMI....BULLCRAP. I told them that my AMEX card straight through PayPal itself is all I have ever needed. 
CANCEL YOUR ACCOUNTS EVERYONE.</description>
		<content:encoded><![CDATA[<p>I fell for this scam recently and had them cancel my so-called account.  I found out that eveything I purchase through PayPal is defaulted to BMI&#8230;.BULLCRAP. I told them that my AMEX card straight through PayPal itself is all I have ever needed.<br />
CANCEL YOUR ACCOUNTS EVERYONE.</p>
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		<title>By: William Danielson</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-20868</link>
		<dc:creator>William Danielson</dc:creator>
		<pubDate>Wed, 06 Oct 2010 03:49:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-20868</guid>
		<description>I just got hit with the bill me later.  I thought that my bill would be removed from paypal once the bill went through.  No dice!  They charge you late fees rather than get the money.  This is a trap!  Don&#039;t do it!!!!  

Huge mistake and I am totally disgusted by the entire scam! sue me Paypal, you a$$holes</description>
		<content:encoded><![CDATA[<p>I just got hit with the bill me later.  I thought that my bill would be removed from paypal once the bill went through.  No dice!  They charge you late fees rather than get the money.  This is a trap!  Don&#8217;t do it!!!!  </p>
<p>Huge mistake and I am totally disgusted by the entire scam! sue me Paypal, you a$$holes</p>
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		<title>By: T Winsemius</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-20859</link>
		<dc:creator>T Winsemius</dc:creator>
		<pubDate>Fri, 24 Sep 2010 06:46:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-20859</guid>
		<description>Just got notice today that BML reversed my first payment (which was on-time) and is now charging me interest and a late fee. Looks like I should have read this web page before I signed up for their offer. I could just scream if it turns out to be a similar nightmare as I have seen above.</description>
		<content:encoded><![CDATA[<p>Just got notice today that BML reversed my first payment (which was on-time) and is now charging me interest and a late fee. Looks like I should have read this web page before I signed up for their offer. I could just scream if it turns out to be a similar nightmare as I have seen above.</p>
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		<title>By: debbie T</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-20856</link>
		<dc:creator>debbie T</dc:creator>
		<pubDate>Tue, 14 Sep 2010 13:50:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-20856</guid>
		<description>Thanks everyone for your comments! Keep &#039;em coming. I am amazed that there are still so many complaints!</description>
		<content:encoded><![CDATA[<p>Thanks everyone for your comments! Keep &#8216;em coming. I am amazed that there are still so many complaints!</p>
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		<title>By: Sandra</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-20854</link>
		<dc:creator>Sandra</dc:creator>
		<pubDate>Mon, 13 Sep 2010 19:24:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-20854</guid>
		<description>BML is a cr8P company that is ripping people off!

I ordered contact lenses through VisionDirect, which offers the BillmeLater option.  When I got the statement for the lenses, my billmelater account said the payment was not due until mid-September.

I just logged into my account to pay the bill, and guess what? They are trying to claim they issued me an invoice in early August to make a minimum payment of $35, and of course, I NEVER GOT THE BILL, so I didnt&#039; pay it.

Now they are trying to slap a $25 late fee on top of my pre-existing charge!!! I AM LIVID.

I called customer service and they tried to claim I set up my account for electronic statements only (which I NEVER DID), and they are also claiming they emailed me the bill (THEY NEVER DID. I thoroughly checked my email, even the SPAM folder.)

The customer service nimrod said he would issue a credit for the late fee as a &quot;one-time courtesy only&quot; -oh, how generous of them.

Don&#039;t doubt it for a minute-I will be contacting the California attorney general&#039;s office about their scam business techniques.

Oh and btw, Meg Whitman, the former CEO of ebay and paypal, is running for governor in my state. Do you think I want a governor who headed up a scam company?? He&amp;&amp;&amp;&amp;&amp; NO!</description>
		<content:encoded><![CDATA[<p>BML is a cr8P company that is ripping people off!</p>
<p>I ordered contact lenses through VisionDirect, which offers the BillmeLater option.  When I got the statement for the lenses, my billmelater account said the payment was not due until mid-September.</p>
<p>I just logged into my account to pay the bill, and guess what? They are trying to claim they issued me an invoice in early August to make a minimum payment of $35, and of course, I NEVER GOT THE BILL, so I didnt&#8217; pay it.</p>
<p>Now they are trying to slap a $25 late fee on top of my pre-existing charge!!! I AM LIVID.</p>
<p>I called customer service and they tried to claim I set up my account for electronic statements only (which I NEVER DID), and they are also claiming they emailed me the bill (THEY NEVER DID. I thoroughly checked my email, even the SPAM folder.)</p>
<p>The customer service nimrod said he would issue a credit for the late fee as a &#8220;one-time courtesy only&#8221; -oh, how generous of them.</p>
<p>Don&#8217;t doubt it for a minute-I will be contacting the California attorney general&#8217;s office about their scam business techniques.</p>
<p>Oh and btw, Meg Whitman, the former CEO of ebay and paypal, is running for governor in my state. Do you think I want a governor who headed up a scam company?? He&amp;&amp;&amp;&amp;&amp; NO!</p>
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		<title>By: Karen</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-20843</link>
		<dc:creator>Karen</dc:creator>
		<pubDate>Wed, 18 Aug 2010 21:47:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-20843</guid>
		<description>I made a purchase of $302.29 through Overstock.com and was offered 10 percent off my purchase and 90 days no pay through BML.  I could have afforded to pay for it in 30 days but decided to get $30.29 I&#039;d try this option.  They have now told me I couldn&#039;t get this offer through Overstock though that was the only way I&#039;d heard of it.  It has been 84 days now and they haven&#039;t charged me interest and in spite of a half dozen emails I have had no satisfaction.  Really frustrating, I wish I hadn&#039;t done it.   Very misleading.</description>
		<content:encoded><![CDATA[<p>I made a purchase of $302.29 through Overstock.com and was offered 10 percent off my purchase and 90 days no pay through BML.  I could have afforded to pay for it in 30 days but decided to get $30.29 I&#8217;d try this option.  They have now told me I couldn&#8217;t get this offer through Overstock though that was the only way I&#8217;d heard of it.  It has been 84 days now and they haven&#8217;t charged me interest and in spite of a half dozen emails I have had no satisfaction.  Really frustrating, I wish I hadn&#8217;t done it.   Very misleading.</p>
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		<title>By: Nadool</title>
		<link>http://www.splashofstyle.com/archives/2009/11/11/paypal-bill-me-later-scam-nightmare/comment-page-1/#comment-20841</link>
		<dc:creator>Nadool</dc:creator>
		<pubDate>Thu, 12 Aug 2010 05:37:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.splashofstyle.com/?p=1486#comment-20841</guid>
		<description>Sorry to hear all the trouble with this option...I happen to like BML a lot.  I use it to buy stuff from Newegg all of the time, and I bought my computer that way and haven&#039;t had any fees or headaches.  This BML through PayPal sounds like too many hoops to jump through, they should have made it clearer who was participating and who was not.

I like having BML as an option instead of using my credit card because most times you can take 3 or 6 months to pay stuff off with no interest.  I will triple check if I ever see the BML/PayPal option though.  

Hope everyone got their situations under control :)</description>
		<content:encoded><![CDATA[<p>Sorry to hear all the trouble with this option&#8230;I happen to like BML a lot.  I use it to buy stuff from Newegg all of the time, and I bought my computer that way and haven&#8217;t had any fees or headaches.  This BML through PayPal sounds like too many hoops to jump through, they should have made it clearer who was participating and who was not.</p>
<p>I like having BML as an option instead of using my credit card because most times you can take 3 or 6 months to pay stuff off with no interest.  I will triple check if I ever see the BML/PayPal option though.  </p>
<p>Hope everyone got their situations under control <img src='http://www.splashofstyle.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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